The end of the year is fast approaching, and for many of us, that means holidays, family gatherings, and resolutions for the new year. But there’s something else you shouldn’t forget—your dental insurance benefits! Most dental insurance plans operate on a yearly basis, and any benefits you don’t use by December 31 vanish for good. At Keep Smiling El Paso, we want to help you make the most of your plan to care for your smile and avoid leaving money on the table.
Here’s how you can take full advantage of your benefits before the year ends, why it’s important, and how we can assist you at our Zaragoza and Horizon City locations.
Why Use Your Dental Benefits Now?
Dental insurance benefits don’t roll over. If you don’t use them within the calendar year, they’re gone. Here are a few reasons to act now and make the most of your coverage:
- Prevent Wasted Benefits
Many plans include annual maximums—the total amount your insurance will pay for dental care each year. If you don’t use this amount before December 31, you lose it. Scheduling your cleanings, exams, or necessary procedures now ensures you’re using your benefits to their fullest potential. - Address Health Issues Before They Worsen
Even minor issues like cavities or gum inflammation can become bigger problems if left untreated. Proactively using your insurance benefits allows you to handle these concerns while also potentially saving you money in the long run. - Make Room for Next Year’s Dental Needs
If you need multiple procedures, using your benefits now frees up your annual maximum for the next year. It’s a smart way to manage treatment plans, especially for more extensive dental work. - Avoid the Year-End Rush
Dental offices get booked quickly as the holidays approach. Many people wait until the last minute to schedule appointments, so planning ahead gives you better chances of finding a convenient time.
What Does Your Dental Insurance Cover?
Dental insurance is designed to prioritize preventive care and can help offset the cost of several procedures. Here’s a look at common treatments that may be covered by your plan:
Preventive Services
Routine checkups and cleanings are typically covered at 100% under most insurance policies. These visits are vital for keeping your teeth and gums healthy while catching issues early on.
Additional preventive services often include X-rays and fluoride treatments. These are quick, noninvasive, and essential for staying on top of your oral health.
Restorative Treatments
Has your dentist recommended a filling, crown, or bridge? These restorative procedures are partially covered by many insurance plans. Addressing problems like cavities or cracked teeth sooner rather than later can save you pain, time, and money down the road.
Major Procedures
If you need major treatments like root canals, dentures, or dental implants, insurance often helps reduce the out-of-pocket cost. While typically not covered at 100%, most plans pay a percentage, especially if deemed medically necessary.
Orthodontics
Some insurance policies also include benefits for braces or clear aligners. If orthodontic work is in your treatment plan, now is a great time to begin the process.
Remember, coverage varies depending on your individual policy. Not sure what’s included in your plan? Give us a call at either of our convenient locations—we’re happy to help you figure it out!
Zaragoza Location:
📞 (915) 855-3220
📍 2281 N Zaragoza Rd Ste 102, El Paso, TX 79938
Horizon City Location:
📞 (915) 996-9888
📍 13650 Eastlake Blvd Ste. 501, Horizon City, TX 79928
Plan Ahead for a Healthy Smile
To make the most of your dental insurance, here are a few practical steps you can take before the year ends.
1. Schedule a Checkup
Your routine dental checkup involves more than just cleaning your teeth—it’s a full inspection of your oral health. Our skilled team at Keep Smiling El Paso will identify any issues that require attention, creating a personalized treatment plan if necessary.
Annual cleanings prevent plaque buildup, protect against gum disease, and keep your smile bright. And for most insurance plans, these are completely covered—there’s no reason not to book your appointment!
2. Wrap Up Outstanding Treatments
If you’ve been postponing fillings, crowns, or other procedures due to budget concerns, tap into this year’s benefits. Finishing up treatments now not only improves your oral health but could also reduce the amount you’ll owe.
3. Start Major Procedures Early
Certain dental treatments, such as root canals or installing dental implants, may require multiple appointments. Starting these before December 31 lets you maximize this year’s benefits while transitioning seamlessly into the next.
4. Use Flexible Spending Accounts (FSAs)
Do you have a flexible spending account through your employer? FSAs typically come with “use it or lose it” rules as well, making year-end dental care an ideal way to use these funds. Talk to your HR department or benefits provider to learn more about how you can use your FSA on qualified dental procedures.
5. Contact Us for Insurance Assistance
Insurance can be confusing, but you don’t have to figure it out alone! Our knowledgeable team is here to explain your benefits, answer questions about coverage, and help you understand the best way to utilize your plan.
Don’t Wait—Book Your Appointment Today!
The clock is ticking, but there’s still time left to make this year’s dental insurance benefits count. Whether it’s a quick cleaning or the start of comprehensive treatment, Keep Smiling El Paso is here to help you achieve your healthiest smile.
To reserve your spot before schedules fill up, contact one of our two convenient locations.
Zaragoza Location:
📞 (915) 855-3220
📍 2281 N Zaragoza Rd Ste 102, El Paso, TX 79938
Horizon City Location:
📞 (915) 996-9888
📍 13650 Eastlake Blvd Ste. 501, Horizon City, TX 79928
From preventive services to advanced dental treatments, our experienced team is ready to provide top-quality care. Don’t miss the chance to take full advantage of your benefits before the year ends—schedule your appointment today and keep smiling confidently into the new year.
At Keep Smiling El Paso, we look forward to helping you and your family enjoy happy, healthy smiles. Call us now to book your visit!